Lend & Borrow

XUN lending platform introduces a novel approach to lending and borrowing by creating money markets featuring asset pools and dynamically adjusting interest rates. These rates are determined by the real-time supply and demand of the assets, a departure from traditional peer-to-peer lending models.

This method focuses on enhancing liquidity, offering transparent interest rates, reducing speculative risks, and simplifying the lending process, all without the necessity for counterparties.

The platform allows users to deposit assets onto one blockchain and borrow from another, eliminating the dependency on centralized intermediaries. Interest rates are algorithmically set based on asset supply and demand, shifting in response to market conditions. As the supply of deposits increases, interest rates tend to decrease, making borrowing more attractive, and vice versa.